Explore Our Business Financing and Loan Products
Every business (small and large) has unique needs. This means that there is no one-size-fits-all approach to business loans and financing. With
Park Business Capital, business owners can access a wide range of financing products, including:
Lines Of Credit · Short-Term Loans · Long-Term Loans · Equipment Financing · Merchant Cash Advance · SBA Loans · Credit Card Processing · And Other Industry-Specific Loans
Getting a Business Loan Can Be This Simple:
Months In Business
Monthly Deposit
Most Recent Bank Statements
Apply Now
Months In Business
Monthly Deposit
Most Recent Business Bank Statements
COMPLETE Application Form
Park Business Capital Makes Lending This Easy :
1
Apply online with ease
Complete the simple online loan application with no impact to your credit score for applying.
Apply Today!
2
Get a Decision with no waiting.
Park Business Capital and our lending partners make funding quick and competitive using today’s newest fintech standards for lending.
Get Approved Today!
3
Now it’s your turn to decide.
If you applied and received an offer, it’s now decision time. If you go forward, you can usually expect payment within 24-72 hours, or possibly even same-day funding in many cases.
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Business Loan Types We Offer
Long-Term Loans
Long-term loans generally offer larger amounts of capital that are repaid over 1+ year. With long-term loans, invest in strategic acquisitions, real estate, equipment, vehicles, and other heavy-hitting investments.
Lines Of Credit
Lines of credit offer businesses access to funding up to a limit. Borrow the capital you need, when you need it most. You only pay interest on capital that you use.
SBA (Small Business Administration) Loans
SBA or Small Business Administration Loans are backed by the federal government. Benefit from lower interest rates and long repayment terms. Startups and businesses with strong credit are strong candidates for SBA loans.
Equipment Financing
Equipment financing is a low-risk approach to expanding your business. Lease or purchase equipment such as machinery, vehicles, and other technology. In many cases, you can use the equipment as collateral.
Short-Term Loans
With short-term loans, you receive a lump-sum payment with a relatively quick repayment plan, usually around 1 year. Great for urgent expenses like payroll, sudden costs, or emergencies.
Frequently Asked Questions
What does Park Capital do?
Park Business Capital provides working capital to small and medium-sized businesses across the United States. Our nationwide services support businesses in industries such as services, wholesale, healthcare, automotive, manufacturing, construction, transportation, restaurants, private learning center for kids, such as private preschools, tutoring centers, and child care centers.
We offer loan products such as term loans, lines of credit, SBA loans, short-term loans, working capital loans, merchant cash advances, equipment financing, and other loans specific to each industry.
What are the requirements to apply for a small business loan with PCB?
To apply for a business loan with Park Capital Business, you will need to provide your 3 most recent business bank statements, along with the application
Will applying for a small business funding quote affect my credit score?
The short answer: it depends! If your business is organized as a limited liability company (LLC) or corporation, we won’t need to perform a hard credit pull for most of our products. However, some of our products might require a personal credit check.
How much funding can I be approved for from Park Capital?
The maximum amount we can offer depends on the size and revenue of your business. In some cases, this can be well into the millions.
I already have an existing loan. Does that disqualify my business for borrowing from Park Capital?
Nope! We can secure new funds for business today.
What types of small businesses do you support?
Park Business Capital offers funding to sole proprietors, partnerships, LLCs (limited liability companies), C Corporations, and S Corporations.