Grow with a business line of credit.
Get up to $250,000 with attractive rates and terms, plus access your funds instantly. Apply with no impact to your credit score.
The Park Business Capital Line of Credit is issued by Capital Bank, N.A. and is serviced by Park Business Capital.
delivered
Join the 900K+ U.S. businesses we've helped with funding and banking solutions tailored to their needs.
Quick, easy access to a
business line of credit.
Access the flexible financing you need to run and grow your business smoothly, with competitive interest rates and automatic repayments.
Instant access to funds
Get instant access to approved draws with a Park Business Capital Checking account.
Credit lines up to $250K
Apply for credit lines up to $250,000 and only pay for what you use, with no maintenance fees.
Access to ongoing capital
Draw funds when you need to cover big expenses, and only pay for what you use.
Use your line to build business credit.
We report your repayment history to Experian so you can improve your business credit score.
Get started with business financing.
Apply online in minutes.
Provide basic info about your business and get a decision in as fast as five minutes. Plus, applying won't impact your credit score.
Access funds in a click.
Request funds in a click, and see approved draws in your account in as fast as 24 hours—or instantly with a Park account.
Make automatic repayments.
Repay automatically on a fixed schedule, and your credit line will replenish as you make repayments.
Expert support when you need it.
The personalized support your small business needs is just a message or phone call away, with real people ready to help.
You can also explore self-guided resources any time in our Help Center.
Read the latest from Trustpilot.
Excellent
Based on 1,531 reviews
Awesome service and capabilities
This is a straightforward website, services are accurate and to the point! An asset for people with their own business...
Will R.
Love the ease and convenience of app...
Love the ease and convenience of the app and mobile site. I used the tap-to-pay feature then deposited a check to my account...
Beverly G.
Business banking that's convenient
Business banking that's convenient. Even as a new small business, they were able to approve my business account and I...
Trevor N.
Line of credit FAQs.
Need a traditional business loan?
Apply online in minutes for a term loan up to $500,000 from our lending partners.
Looking for SBA funding?
We've partnered with Fundera by NerdWallet to help you access SBA 7(a) loans up to $350,000.
Ready to apply for a
line of credit?
Submit your application in just a few minutes with no impact to your credit score.
Submit your application in just a few minutes.
